Mortgage Rates Calculated - Bay Area Real Estate | Spencer Hsu Real Estate

How are Mortgage Rates Calculated?

🤔 How are mortgage rates calculated? It’s not merely a factor of what the Fed does — it’s more closely connected to the 10-Year Treasury Yield.

🏡 Personal/home-specific factors matter as well: credit score, loan-to-value amount, how you plan to occupy the home, location, and loan type.

DM📥 me if you want to talk more about your loan options in this market!

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Buying and selling a home is never easy, but with the right guidance and team behind you, we will take on the journey together so you can enjoy the process.

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Spencer Hsu

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(408) 547-4590

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530 Lytton Ave., Ste. 200 Palo Alto, CA 94301

CA DRE# 02077253

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How Are Mortgage Rates Determined?

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