How Are Mortgage Rates Determined?

How Are Mortgage Rates Determined?

  • Spencer Hsu
  • 12/19/22

How are Mortgage Rates Calculated?

🤔 How are mortgage rates calculated? It’s not merely a factor of what the Fed does — it’s more closely connected to the 10-Year Treasury Yield.

🏡 Personal/home-specific factors matter as well: credit score, loan-to-value amount, how you plan to occupy the home, location, and loan type.

DM📥 me if you want to talk more about your loan options in this market!

Work With Us

Buying and selling a home is never easy, but with the right guidance and team behind you, we will take on the journey together so you can enjoy the process.

Follow Us on Instagram